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CLTV (Combined Loan to Value) | Mortgage Note Investing ABC's 23
CLTV (Combined Loan to Value): A calculation which expresses the amount of all secured debts attached to a property as a percentage of the total value of the property. If a borrower owes a $60,000 1st mortgage, $40,000 2nd mortgage and the house is worth $125,000, the CLTV ratio is $100,000/$125,000 or 80%. A ratio of more than 100% means the ...
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