Aug 30, 2025 · The fund managers use the target date to determine the degree of risk currently appropriate for the investor. Target-date portfolio managers typically readjust portfolio risk …

Dec 6, 2025 · Target date funds are a simple option for retirement investing but can come with high fees. Target date funds automate portfolio rebalancing over time, shifting from riskier to …

Jul 21, 2025 · A target-date fund is a mutual fund or exchange-traded fund (ETF) that gradually changes your investments over time as the owner approaches the retirement, or target, date.

Jun 18, 2025 · The table below summarizes the Morningstar Medalist Ratings for target-date strategies across mutual funds and ETFs, which are generally broadly available to US-based …

Mar 13, 2025 · Target date funds (TDFs) invest in a diversified mix of securities, including stocks, bonds, and other investments. TDFs are commonly used for retirement savings, with investors …

Nov 25, 2025 · The meaning of TARGET DATE is the date set for an event or for the completion of a project, goal, or quota.

Dec 18, 2025 · Although target date funds are designed for investors retiring in a given year (approximately), they are also useful for markedly different retirement dates or for other goals, …

3 days ago · Typically, the investor's intended retirement year is the "target date." Target-date funds automatically update their asset allocations over time as they approach their target dates.

Product summary Vanguard Target Retirement Funds offer a diversified portfolio within a single fund that adjusts its underlying asset mix over time. The funds provide broad diversification …

That’s how you’ll know your “target date” year. For example, a 22-year-old teacher today planning to retire at age 66 might invest in a 2065 target date fund. The year in the name of the fund is …