We all talk -- and often worry -- about interest rates. But as with most things involving money, what we mean by "interest rates" can vary considerably. For instance, economists distinguish between ...

The nominal interest rate is the simple interest charged on a loan or paid on a deposit. Real interest is nominal interest after taking inflation’s effects into account. Economists, as well as lenders ...

Steven Nickolas is a writer and has 10+ years of experience working as a consultant to retail and institutional investors. David is comprehensively experienced in many facets of financial and legal ...

Distinguishing between nominal and real returns gives investors expanded insight into how their money grows over time. Nominal return reflects the raw percentage gain on an investment. Real return ...

Real interest rates are nominal rates adjusted for inflation expectations. Inflation expectations are tricky to measure. The Federal Reserve identifies two broad metrics. There are surveys, like the ...