While I was Christmas shopping the other day, I was reminded of Christmas a few years ago when my youngest child, Matthew, was 11 or 12 years old. He insisted that all he wanted for Christmas was ...
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The 401(k) loan mistake that seems smart in the moment and costs retirees years of growth
A $50,000 401(k) loan creates approximately $55,000 in forgone account growth over 20 years compared to leaving the money invested, making the true cost far exceed the loan’s interest rate when ...
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