There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

See the tax advantages and downsides.

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

This complex product has potential upsides but also risks.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

When you're in your 70s, there are many items you may prefer to focus on besides finances and insurance types. But in today's unique economy, in which many seniors find themselves living on a limited ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...