As 2026 begins, personal finance experts are urging Americans to tighten credit habits, arguing that small, steady steps can ...

This article follows the Direct Message methodology, designed to cut through the noise and reveal the deeper truths behind the stories we live. Ever feel like managing your credit score is just too ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. In a world first, Money Simple brings together open banking data with ...

If you only pay your credit card bills on your due date, then your credit score may not be as high as it should be. Your credit utilization ratio is determined before your payment due date. Making ...

As a business owner, you know how important it is to have a good credit score. Whether you’re applying for a business loan, negotiating with suppliers, or trying to attract investors, your credit ...

SALT LAKE CITY--(BUSINESS WIRE)--Simple Finance is changing its name to Acima Credit. Acima will continue to provide lease-purchase financing and world-class service and support to retail merchants ...

Credit scores are an indicator of financial health for creditors, but that rating can also have career implications for military members and federal employees because of requirements for security ...

Efficient credit card management can either boost or bust your credit profile. This may negatively impact your credit score. A high credit score is a crucial factor in accessing loans and financial ...

A new study by CreditCards.com sheds more light on a common credit myth that causes millions of Americans to underpay their credit card balances in an effort to improve their credit score. While the ...

If we’re honest, we all like to think we’re smarter than average. In fact, studies have shown that 65 percent of people believe they are smarter than average. Yet more than 55 percent of people fail ...